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Breaking Down Car Insurance Terms and What They Mean

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Breaking Down Car Insurance Terms and What They Mean: Bodily Injury Liability: Bodily Injury (B.I) is a coverage that is required by law in most states. If you cause an auto accident that injures someone else, your B.I helps pay for their medical expenses and loss of wages due to their injury. This can also help pay for legal fees if you're sued. Property Damage: Will help you pay for damage caused to someone else's belongings. Examples would include another vehicle, mail-box, or guard-rail. Medical Expense: Can help you or passengers in your vehicle pay medical bills & funeral expense if hurt in a car accident. Collision Coverage: Can help you pay to replace or repair your vehicle if it's damage from a collision with another vehicle. It also covers coming in contact with an object, or single vehicle crashes that involve rolling or falling over. In most collision claims you are in the vehicle operating it. Comprehensive Coverage: This coverage is offered to protect d...

End of 2017 Insurance blog update

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Auto insurance blog update written: 12/30/2017 With Charlottesville receiving its first dusting of snow on the last weekend of 2017 - I am reminded of sledding and building snow forts as a kid. We'd often spend all afternoon outside crafting the perfect sled track. Some nights we would stay out late dumping buckets of water of them in hopes of it freezing extra slick by morning. As kid's we don't think of all that can go wrong. It's endless possibilities and excitement with most imagined outcomes being positive ones. As we grow older we become wiser. Learning from experience we gain knowledge that allows us to prepare better against possible misfortune. I really enjoy talking with clients and finding out what their hopes and dreams are for the future. It's often time spent talking about destinations, hobby's, and the quality of life imagined for retirement years. The first step to a successful retirement plan is a vision of desired results. Don't ...

FSCP Designation

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Steve Harper - President Harper's Insurance - Allstate 1532 Insurance Ln Charlottesville, VA 22911 434-974-9762  DANIEL HARPER EARNS FSCP® FINANCIAL SERVICES CERTIFIED PROFESSIONAL DESIGNATION Charlottesville, VA - 12/12/2017 - Daniel Harper with Harper's Insurance Allstate has earned the Financial Services Certified Professional designation from The American College of Financial Services, located in Bryn Mawr, Pennsylvania. The FSCP®  program provides product and skills training as the foundation for career-long learning and helps advisors and agents succeed in their careers.  Candidates for the FSCP®  designation must complete a designation exam as well as a series of individual course or module exams to earn the right to use this mark. Designees must also agree to adhere to continuing education and ethics requirements. Candidates learn a wide range of topics, with curriculum addressing such concepts as product solutions, ethics and practice standards, availa...

Steve Harper Allstate Agent

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Check out our Agency video. Note: Our new address is 1532 Insurance Ln Charlottesville, Va 22911
Effective 06/01/2017 Allstate Insurance: Steve Harper has relocated to 1532 Insurance Ln. Charlottesville, Va 22911. Located in the Hollymead Professional Offices. Phone number: 434-974-9762 online quotes for auto insurance at https://agents.allstate.com/steve-harper-charlottesville-va.html www.facebook.com/charlottesvilleinsurance https://plus.google.com/106971010106095496183

Allstate Insurance: Steve Harper designated as Premier Service agency in 2016

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  A quick May 2017 Update:  If you've been following our company for a few years now- you've probably noticed a trend in our Premier Service designation. This is a level of recognition earned within the Allstate agency force. An agency must deliver a stellar customer experience, grow within their market, and exhibit agency standards & behavior that reflect that our customer's needs truly come first. We are proud to state that we have once again be designated as a Premier Service Allstate Agency in Charlottesville VA for the 2016 business year (for the 6th year in a row). Whether it be your home, auto, or life insurance. Your local agent has you covered. I look forward to another great year with Allstate! Check out the video on our webpage: https://agents.allstate.com/steve-harper-charlottesville-va.html  Daniel Harper Harper's Insurance - Allstate danielharper@allstate.com (434) 974-9762

Charlottesville Allstate agency is designated again as a Premier Service Agency in 2015.

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Press Release: 4/21/2016:    Charlottesville Allstate agent, Steve Harper, earned the Allstate Premier Agency Designation for 2015. The award recognizes Steve's leadership in the insurance industry and his involvement with the local Charlottesville community. The Premier Agency designation is awarded to Allstate agency owners that achieve outstanding results through an outstanding commitment to accessible, knowledgeable and personal customer experiences. Of the nearly 10,000 Allstate agency owners in the country, 48 percent of agency owners receive the award. Local Charlottesville Allstate agent Steve Harper earned premier status for his exceptional performance and his commitment to putting customers at the center of his work.  Harper's Insurance is an independently owned and operated Allstate insurance agency in Charlottesville, VA. Steve & his agency offer a variety of quality and affordable insurance products, including auto, home, renters, life and umbrella ...