Charlottesville Auto Insurance blog - Quotes for Car Insurance in Virginia - Homeowners

Happy Holidays from Harper's Insurance Agency ! Our team had a great time exploring Boar's Head Resort Winter Wander . Thanks to Camryn Limousine for getting us there in style Visit us at https://agents.allstate.com/daniel-harper-charlottesville-va-10751886.html  or call 434-293-2886 

  Call or go online for a quick car insurance quote from Charlottesville Allstate Agent - Daniel Harper! Click Here To Start Your Auto Quote: https://agents.allstate.com/daniel-harper-charlottesville-va-14720035.html Visit one of our three locations!  1532 Insurance Ln Charlottesville VA 22911 434-974-9762 Quality coverage at an affordable price. Work with a local agent who can make the process easy. 

The realities of young drivers   The fact is, it's costly to add a young driver, even when nothing else has changed on the policy. Risk impacts premium, and young drivers are risky. This may be surprising to parents, so here are a few reasons to help explain why. Inexperience: Leading cause of teen crashes Three most commons errors due to experience: Lack of scanning the roadway Driving too fast for conditions Distraction by something inside/outside vehicle Distractions: Texting and talking on the phone (even hands free!) Other distractions aren't high-tech: eating, reaching for something, putting on make up or checking out pretty scenery Speeding: Not just driving faster than the posted limit Includes driving too fast in poor conditions Teens don’t yet know how to adjust when traffic is moving faster or slower than the posted speed limit Results in following too closely or unsafe passing Impaired driving: Often caused by alcohol All 50 ...

Allstate Agent Daniel Harper & Cat Harper Get to know our Allstate agency in Charlottesville VA. Our family has worked closely with Allstate for over 38 years. Call today or visit our website for a hassle-free auto insurance quote .  

The good hand's pup is here to greet you. Layla enjoys coming to work & taking long naps. She sees a lot of her favorite customers when it's time for their insurance review. One of the best perks of working in a local Allstate office is getting to have the entire family involved. The month of December was so much fun. We did giveaways, met new family's, and our team learned so much in their first 8 weeks of working together. There is so much good energy with our group. We're fortunate to have the best in the business helping serve our insureds all over Virginia. Work is serious, but work is also fun. Helping people streamline and make sense of their insurance coverage is rewarding. It's most rewarding when you see your suggestions help someone during a tough time.  I often say that we "plan for the worst, and hope for the best". No one plans to wake up and cause an accident. Unexpected bad things happen to good people. That's not the time to ...

Your browser does not support iFrames.

Meet our team! See everyone's personal bio over on our website - December has been a great first month for our second agency. We hosted a grand opening and gave away a hot air balloon ride in our grand prize drawing! We're incredibly grateful for all of our community partner's who donated and participated in making our first month a big success.

Great insurance tips for homeowners in Charlottesville VA - you will find info and links below to helpful information on preparing and knowing about your home insurance coverage. Severe weather can devastate your vehicles, property, and belongings. Take steps to protect and preserve the things that matter most. Stay alert and aware of changing weather patterns. Storms can vary in intensity and change with little notice.  Be familiar with your insurance coverage, deductibles, and steps following a loss. Get your agent's information handy and stored in your cell phone.  Take inventory of your belongings, take photos, and record important things like serial numbers or makes/models.  Fill up your vehicle's fuel before the weather arrives.  Pick up an extra tank of gas for your grill in case of extended power outages. It can help as a heat source for cooking.  Make sure downspouts and gutters are clear of pollen and debris.  ...

Check out this Smart Girl - Auto Insurance commercial from Allstate: April has been a busy month in our insurance agency. The temperatures in Central Virginia have been very up & down. Last night we had a freeze warning- tomorrow we'll expect it to be in the 70s with beautiful weather. Fortunately, all of the intermittent rain has done wonders for the vegetation and grass. A few more weeks and homeowners across Charlottesville will have lush green grass growing in their yards, and flowers blooming in the flowerbeds. Spring weather can be tricky in our area as things will often bloom, then a freeze will happen. You also have to be mindful of de-winterizing around the outside of the house too soon. This time last year- our agency was making plans to relocate to our Hollymead location. It will have been a full year in June. We've enjoyed serving the northern part of Charlottesville/Albemarle County and those family's who recognize the importance of having a l...

Pretty sunrise this morning over Hollymead Lake . Layla the Insurance dog was out enjoying her morning patrol of the yard. Happy St. Patricks Day!

New posters arrived at the office! Hitting a Deer is Mayhem! We'll post a few more in the coming days. You can see a few more pics like this if you head over to our Instagram This week we had the opportunity to serve our insureds in a time of need. The storms from last week were pretty severe across Virginia .    Dominion Power ranked it in the top 5 most dangerous storms. The debris is being picked up, the homes and cars are being put back together. We are proud to represent a company who shows up to support their customers. Watching our catastrophe team at work this past week only adds reassurance that we deliver when disaster strikes. Some parts of Charlottesville & Albemarle County got more wind than others, but from my perspective, it was pretty wide-spread across the state and beyond. My son riding front row on King's Dominion's Intimidator 305 Spring is right around the corner, and hopefully, we'll get a break from any severe ...

Recent Accident Forgiveness Commercial for The Harper Charlottesville Allstate Agency Switch to Allstate Car Insurance & See The Difference Having a Local Agent Makes! Check out the latest updates to our website and read helpful information about policy's, insurance, and things happening in your local Charlottesville community. www.insuranceofcharlottesville.com Accident forgiveness can help prevent loss of discounts after a claim. One of many benefits you can choose from. Allstate Rewards is a great way to incentivize your teen to drive safely. Earn points that are redeemable on the Allstate shopping portal. With the Allstate mobile app you can:  manage your policy  make payments  take claim photos earn Drivewise rewards access ID cards have your agent's contact info at a touch of a button Ever wonder if something is considered collision or comprehensive? How does Medical Expense work on your insurance policy? Visit the insurance m...

Severe wind and storm damage in Central Virginia Today winds picked up in our area and tossed limbs and branches all over. There have been calls coming in reporting downed trees and power outages. Check out this tree's root system just pulled up out of the ground.  It's important to tie down loose items outside and consider more permanent solutions for things like trampolines, carports, and other out-buildings. The last thing any homeowner wants to wake up to is damage to their home or car from mother nature.  Some things are completely unavoidable, but there are a few small things we can do to preserve our property and avoid having to make that phone call to your insurance agent about filing a claim. Keep an eye on the trees around your property (especially dead ones) and watch out for long heavy branches that could fall on the home under the weight of ice and snow. A couple minutes of preventative care throughout the year can really help avoid serious damage and ...

Breaking Down Car Insurance Terms and What They Mean: Bodily Injury Liability: Bodily Injury (B.I) is a coverage that is required by law in most states. If you cause an auto accident that injures someone else, your B.I helps pay for their medical expenses and loss of wages due to their injury. This can also help pay for legal fees if you're sued. Property Damage: Will help you pay for damage caused to someone else's belongings. Examples would include another vehicle, mail-box, or guard-rail. Medical Expense: Can help you or passengers in your vehicle pay medical bills & funeral expense if hurt in a car accident. Collision Coverage: Can help you pay to replace or repair your vehicle if it's damage from a collision with another vehicle. It also covers coming in contact with an object, or single vehicle crashes that involve rolling or falling over. In most collision claims you are in the vehicle operating it. Comprehensive Coverage: This coverage is offered to protect d...

Auto insurance blog update written: 12/30/2017 With Charlottesville receiving its first dusting of snow on the last weekend of 2017 - I am reminded of sledding and building snow forts as a kid. We'd often spend all afternoon outside crafting the perfect sled track. Some nights we would stay out late dumping buckets of water of them in hopes of it freezing extra slick by morning. As kid's we don't think of all that can go wrong. It's endless possibilities and excitement with most imagined outcomes being positive ones. As we grow older we become wiser. Learning from experience we gain knowledge that allows us to prepare better against possible misfortune. I really enjoy talking with clients and finding out what their hopes and dreams are for the future. It's often time spent talking about destinations, hobby's, and the quality of life imagined for retirement years. The first step to a successful retirement plan is a vision of desired results. Don't ...

Steve Harper - President Harper's Insurance - Allstate 1532 Insurance Ln Charlottesville, VA 22911 434-974-9762  DANIEL HARPER EARNS FSCP® FINANCIAL SERVICES CERTIFIED PROFESSIONAL DESIGNATION Charlottesville, VA - 12/12/2017 - Daniel Harper with Harper's Insurance Allstate has earned the Financial Services Certified Professional designation from The American College of Financial Services, located in Bryn Mawr, Pennsylvania. The FSCP®  program provides product and skills training as the foundation for career-long learning and helps advisors and agents succeed in their careers.  Candidates for the FSCP®  designation must complete a designation exam as well as a series of individual course or module exams to earn the right to use this mark. Designees must also agree to adhere to continuing education and ethics requirements. Candidates learn a wide range of topics, with curriculum addressing such concepts as product solutions, ethics and practice standards, availa...

Check out our Agency video. Note: Our new address is 1532 Insurance Ln Charlottesville, Va 22911

  A quick May 2017 Update:  If you've been following our company for a few years now- you've probably noticed a trend in our Premier Service designation. This is a level of recognition earned within the Allstate agency force. An agency must deliver a stellar customer experience, grow within their market, and exhibit agency standards & behavior that reflect that our customer's needs truly come first. We are proud to state that we have once again be designated as a Premier Service Allstate Agency in Charlottesville VA for the 2016 business year (for the 6th year in a row). Whether it be your home, auto, or life insurance. Your local agent has you covered. I look forward to another great year with Allstate! Check out the video on our webpage: https://agents.allstate.com/steve-harper-charlottesville-va.html  Daniel Harper Harper's Insurance - Allstate danielharper@allstate.com (434) 974-9762