Charlottesville Auto Insurance blog - Quotes for Car Insurance in Virginia - Homeowners

Pretty sunrise this morning over Hollymead Lake . Layla the Insurance dog was out enjoying her morning patrol of the yard. Happy St. Patricks Day!

New posters arrived at the office! Hitting a Deer is Mayhem! We'll post a few more in the coming days. You can see a few more pics like this if you head over to our Instagram This week we had the opportunity to serve our insureds in a time of need. The storms from last week were pretty severe across Virginia .    Dominion Power ranked it in the top 5 most dangerous storms. The debris is being picked up, the homes and cars are being put back together. We are proud to represent a company who shows up to support their customers. Watching our catastrophe team at work this past week only adds reassurance that we deliver when disaster strikes. Some parts of Charlottesville & Albemarle County got more wind than others, but from my perspective, it was pretty wide-spread across the state and beyond. My son riding front row on King's Dominion's Intimidator 305 Spring is right around the corner, and hopefully, we'll get a break from any severe ...

Recent Accident Forgiveness Commercial for The Harper Charlottesville Allstate Agency Switch to Allstate Car Insurance & See The Difference Having a Local Agent Makes! Check out the latest updates to our website and read helpful information about policy's, insurance, and things happening in your local Charlottesville community. www.insuranceofcharlottesville.com Accident forgiveness can help prevent loss of discounts after a claim. One of many benefits you can choose from. Allstate Rewards is a great way to incentivize your teen to drive safely. Earn points that are redeemable on the Allstate shopping portal. With the Allstate mobile app you can:  manage your policy  make payments  take claim photos earn Drivewise rewards access ID cards have your agent's contact info at a touch of a button Ever wonder if something is considered collision or comprehensive? How does Medical Expense work on your insurance policy? Visit the insurance m...

Severe wind and storm damage in Central Virginia Today winds picked up in our area and tossed limbs and branches all over. There have been calls coming in reporting downed trees and power outages. Check out this tree's root system just pulled up out of the ground.  It's important to tie down loose items outside and consider more permanent solutions for things like trampolines, carports, and other out-buildings. The last thing any homeowner wants to wake up to is damage to their home or car from mother nature.  Some things are completely unavoidable, but there are a few small things we can do to preserve our property and avoid having to make that phone call to your insurance agent about filing a claim. Keep an eye on the trees around your property (especially dead ones) and watch out for long heavy branches that could fall on the home under the weight of ice and snow. A couple minutes of preventative care throughout the year can really help avoid serious damage and ...

Breaking Down Car Insurance Terms and What They Mean: Bodily Injury Liability: Bodily Injury (B.I) is a coverage that is required by law in most states. If you cause an auto accident that injures someone else, your B.I helps pay for their medical expenses and loss of wages due to their injury. This can also help pay for legal fees if you're sued. Property Damage: Will help you pay for damage caused to someone else's belongings. Examples would include another vehicle, mail-box, or guard-rail. Medical Expense: Can help you or passengers in your vehicle pay medical bills & funeral expense if hurt in a car accident. Collision Coverage: Can help you pay to replace or repair your vehicle if it's damage from a collision with another vehicle. It also covers coming in contact with an object, or single vehicle crashes that involve rolling or falling over. In most collision claims you are in the vehicle operating it. Comprehensive Coverage: This coverage is offered to protect d...

Auto insurance blog update written: 12/30/2017 With Charlottesville receiving its first dusting of snow on the last weekend of 2017 - I am reminded of sledding and building snow forts as a kid. We'd often spend all afternoon outside crafting the perfect sled track. Some nights we would stay out late dumping buckets of water of them in hopes of it freezing extra slick by morning. As kid's we don't think of all that can go wrong. It's endless possibilities and excitement with most imagined outcomes being positive ones. As we grow older we become wiser. Learning from experience we gain knowledge that allows us to prepare better against possible misfortune. I really enjoy talking with clients and finding out what their hopes and dreams are for the future. It's often time spent talking about destinations, hobby's, and the quality of life imagined for retirement years. The first step to a successful retirement plan is a vision of desired results. Don't ...

Steve Harper - President Harper's Insurance - Allstate 1532 Insurance Ln Charlottesville, VA 22911 434-974-9762  DANIEL HARPER EARNS FSCP® FINANCIAL SERVICES CERTIFIED PROFESSIONAL DESIGNATION Charlottesville, VA - 12/12/2017 - Daniel Harper with Harper's Insurance Allstate has earned the Financial Services Certified Professional designation from The American College of Financial Services, located in Bryn Mawr, Pennsylvania. The FSCP®  program provides product and skills training as the foundation for career-long learning and helps advisors and agents succeed in their careers.  Candidates for the FSCP®  designation must complete a designation exam as well as a series of individual course or module exams to earn the right to use this mark. Designees must also agree to adhere to continuing education and ethics requirements. Candidates learn a wide range of topics, with curriculum addressing such concepts as product solutions, ethics and practice standards, availa...